Personal Finance Blog

The Rule of 72 explained using Excel and the NPER Function

Need to know when your investment will double? In finance, the rule of 72 is an easy method for deterring when an investment will double. Take the number 72 and divide it by the interest rate, which gives you the number of years.

5 things to do before closing your Simple Bank Account

Simple Bank is being taken over by BBVA USA. Here are some things you may want to check if you are closing your account with Simple Bank.

Simple Bank to BBVA USA - Essential dates you need to know

Simple Bank is moving to BBVA USA. Here are some dates you need to know. May 4, 2021 - Support messages: You'll no longer be able to send a new support message through your Simple app.

Year-Over-Year Growth - Excel PivotTable

Year-Over-Year (YOY) growth compares one period, usually a quarter or a month, against the same period twelve months before. You can compare Q3 of 2021 against Q3 of 2020. Another example is comparing the month of September 2021 to September 2020.

Excel: College Decision Helper Template

Whether you want to attend a large public university or a small private college, knowing all about the schools you're considering is essential to making a good decision.

Is it a good time to buy a home in the Metro Atlanta real estate market?

I caught up with Teri Khimani, my realtor, to discuss the real estate market in general, and also deep dive in the Metro Atlanta market, particularly through the lens of the current Covid-19 situation.

Future Value Function in Excel

The Future Value Function will give you the answer to the future value on investment. Compound interest is interest on interest vs. simple interest that interest only on the principal.

The Rule of 72 answers "When will my investment double?"

The rule of 72 is an easy way to determine when will my investment will double at a given interest rate. Divide 72 by the annual rate of return.

Use What-If Analysis with Data Tables in Excel

Calculate multiple results by using a data table in Excel.

Excel Loan Amortization for new car, new house, or refinance

Use Excel to create a loan amortization schedule. This is table to that shows each periodic payment on an amortizing loan (typically a mortgage or car loan).